When Katrina's (Julia Ann) husband died leaving a huge debt to dangerous loan shark Tito, she and her daughter (Elsa Jean) were left with the daunting responsibility of paying it back. Using their feminine charms, the mom/daughter duo were soon doing anything and everything to con their way out of trouble and repay Tito. Unfortunately an unexpected romance causes a new set of problems along the way for them and Tito's patience continues to run thin.